State promotes new tool to choose Pa. health plans
- In partnership with a consumer nonprofit, the state's insurance department is announcing the launch of a tool to help residents shop for insurance.
A new online tool for comparing Affordable Care Act-compliant health care plans is now available to Pennsylvanians.
The Pennsylvania Insurance Department, in partnership with the nonprofit Consumers’ Checkbook, has launched a website to help consumers shop for insurance. The tool compares plans available on and off the federal marketplace around Pennsylvania in functional detail.
“This website gives consumers a more holistic view of ACA-compliant options that are available beyond on-exchange plans from Healthcare.gov,” said insurance department spokeswoman Ali Fogarty. “In addition to this, the financial estimates available through Consumers’ Checkbook focuses more on costs consumers may occur throughout the year.”
Healthcare.gov, Fogarty said, focuses on the monthly cost of a person’s premium.
The new tool uses data provided by consumers to provide an approximation for average yearly costs for each plan and also estimates what a consumer could expect to pay if they experience a high-use year with their health insurance. Consumers using the website also can enter information about their income and household size to estimate what kind of financial assistance could be available.
Open enrollment for 2017 plans taking effect Jan. 1 ends Dec. 15. Find the tool at https://pa.checkbookhealth.org.