Pa.-based senior health plans offered

Margarita Cambest

A central Pennsylvania company is offering two health insurance plans billed as Pennsylvania’s first option that’s just for Medicare-eligible seniors.

Harrisburg-based Vibra Health Plan began offering two Medicare Advantage plans to Pennsylvanians 65 and older on Saturday.

The company, which will take new 2017 customers through Dec. 7, offers coverage at WellSpan Health System, Memorial Hospital and Hanover Hospital, according to a news release.

Medicare Advantage is a health plan offered by private companies that contract with Medicare to provide at least the same coverage offered as Part A and Part B benefits. Most people who work and pay Medicare taxes for at least 10 years before turning 65 do not pay monthly premiums for Part A, which covers basic services. Part B, which covers medically necessary and preventive services, usually requires premiums.

Vibra Health Plan CEO and co-founder Michael Fiaschetti said he was inspired to help create Vibra Health Plan after his brother-in-law lost a three-year battle with lung cancer in 2013.

“He and my sister went through tremendous hardships in the health care system,” he said, describing difficulties navigating care across providers. “The care was not well-coordinated. I didn’t want anyone to go through what he went through.”

Michael Fiaschetti is the president, CEO and co-founder of Vibra Health Plan.

How best to refer to aging adults? Cast your vote

Assigned member advocates will offer help with coordinating care, transportation and access to local resources.

Two plans are offered for 2017 — an Essential plan, which covers Part A benefits with no monthly premium but with higher co-payments, and an enhanced plan at $49.50 a month, which has lower co-payments for preventive services.

You can find out more about the plans at and through local insurance brokers.