Thumbs up: To the many retailers, restaurants and other entities in Pennsylvania that say they have no intention of charging customers a new fee on credit card purchases.
As part of a settlement in a lengthy regulatory battle between retailers and credit card companies, businesses are allowed to pass on a 2 percent to 4 percent "swipe fee" as of Sunday.
But J. Craig Shearman, an industry spokesman, says he doesn't know of a single merchant that will be doing it.
Not that many of them could easily do so if they wanted to, he said. Because of some provisions, retailers would have to charge the same surcharge in all of their locations. Because there are 10 states with surcharge bans, any retailer with a location in California, Colorado, Connecticut, Florida, Kansas, Maine, Massachusetts, New York, Oklahoma or Texas could not charge a surcharge anywhere.
Another rule in the settlement would require retailers to charge equal surcharges to MasterCard and Visa users as those who swipe other cards, such as American Express and Discover.
But American Express rules say customers can't have a surcharge. So if any retailer accepts American Express, they can't charge any other credit card holder.
"Those rules eliminate merchants in 10 states, national chains, regional chains and any store that accepts American Express," said Shearman.
Still, we know where there's a will, there's often a way.
So we're glad these businesses aren't clamoring for more of our hard-earned cash.
Thumbs up: To PeoplesBank, for adding yet another vehicle to the York City Police Department's scooter fleet.
The bank donated the police department's first two Segways in 2007, then a third in 2008, according to Nathan Eifert, the York County-based bank's vice president and director of marketing.
And on Thursday bank officials gave the city the keys to a fourth scooter, a new T3 Patroller by T3 Motion.
Unlike the two-wheeled Segways, the T3 has three wheels and doesn't require the rider to maintain balance. It can go about 15 mph, a bit faster than the Segways' 12.5 mph.
At a cost of about $11,000, the city's newest community policing tool came equipped with a high-definition video camera system, a GPS locator, flashing lights and a siren.
"We love to be able to help as much as we can," Eifert said, adding York's "hometown heroes" deserve the best equipment to do the job.