A woman who faked a resume to get into the Navy, then used her military status to obtain a Veterans Affairs-backed loan to buy a property in York County, has pleaded guilty in federal court.

Caitlin Lucille Walls Smith, 37, formerly of Wilmington, N.C., pleaded guilty Monday in Harrisburg's federal court to one count of wire fraud, according to online court records.

The plea came on the heels of a Nov. 13 signed plea agreement between Smith and the U.S. Attorney's Office.

A sentencing date has not yet been scheduled, according to court records.

Her Harrisburg-based defense attorney, Terrence McGowan, could not immediately be reached for comment.

The background: Smith was court martialed by the Navy in 2010 and is currently serving a 30-month prison sentence, according to Heidi Havens, spokeswoman for the U.S. Attorney's Office. Smith was dishonorably discharged, Havens said.

In July 2008, Smith applied for an officer position with the Navy's nuclear program, claiming she had two doctorate degrees, a master's degree and a bachelor's degree. Smith was accepted into the Navy as an ensign.

V.A. loan: In September 2010, she then used her military status to apply for, and receive, a Veterans Affairs-backed loan to buy a property in Felton, Havens said.

During the loan-application process, Smith submitted forged and fraudulent bank statements and other documents and in November 2010 received a $437,424 loan that she used to buy the property, according to Havens.


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Smith never lived at the property full-time, but did visit it periodically, Havens said.

-- Staff writer Liz Evans Scolforo can also be reached at levans@yorkdispatch.com.