A New York man accused by Springettsbury Township Police of trying to take out lines of credit in someone else's name told investigators he is "working off" a debt he incurred while in prison in New York, according to charging documents.
"The less I know the better (off) I am," Daniel A. Flash told detectives, according to his charging documents.
Flash, 26, of 171 Linden Blvd. in Brooklyn, remains in York County Prison on $1.5 million bail, charged with two counts of forgery, access device fraud, identity theft and attempted theft by deception in one incident, and identity theft and attempted theft by deception in the second case.
The allegations: According to charging documents, Flash went to the 200 Memory Lane branch of the New Cumberland Federal Credit Union on Jan. 10 and applied for a $15,000 line of credit in the name of "Robert J. Garcher." Police said Garcher is an actual person whose identity was stolen.
Flash provided the credit union with Garcher's Ohio driver's license, his Social Security number and a pay stub in Garcher's name, police said.
On the same day, Flash went to First Capital Credit Union, 161 Kent Road, and tried to open a $25,000 line of credit, also using Garcher's name, according to police.
Both credit unions alerted Springettsbury Township Police on Jan. 13, police said.
Township Detective Christopher Ford arrested Flash on Jan. 14, after Flash returned to First Capital Credit Union and completed more loan documents, charging documents state.
Flash admitted his true identity after Ford found a New York welfare-type card in the man's pocket, according to police.
Prison 'debt': Flash then told Ford he "accrued a debt while incarcerated in New York and was 'working it off,'" according to documents.
Flash said he was contacted by "individuals" after he was released from prison, and those individuals wanted him to try to obtain fraudulent loans, documents state. Those people also created a fake driver's license using Flash's photo and Garcher's name, police said.
"Flash stated that he does not know the subjects who told him to apply for the loans and stated, 'the less I know the better I am,'" documents state.
When police arrested Flash, they found a MasterCard in his pocket with Garcher's name on it, according to police.
-- Reach Liz Evans Scolforo at firstname.lastname@example.org.